Privacy Notice

Please read this Privacy Notice which explains how we collect, share and protect your personal information. Revised 12 /2023

WHAT DOES STERLING ASSOCIATES DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Social Security number and employment information
  • Name and address
  • Credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Sterling Associates choose to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Sterling Associates share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes— to offer our products and services to you YES NO
For joint marketing with other financial companies NO We don’t share.
For our affiliates’ everyday business purposes— information
about your transactions and experiences
NO We don’t share.
For our affiliates’ everyday business purposes— information about your creditworthiness NO We don’t share.
For our affiliates to market to you NO We don’t share.
For nonaffiliates to market to you NO We don’t share.

Questions?

Call (800) 286-8073 to speak with a representative.

Sterling Associates - boat lending experts with over 30 years of experience.

Connecting all offices: 1-800 -286 -8073, www.boatbanker.com


To limit our sharing

  • Call (800) 286-8073 to speak with a representative or
  • Submit the form below

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

  • If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below.
  • Mark any/all you want to limit:

Who we are

Who is providing this notice?

Tommark Inc., Doing Business As Sterling Associates

What we do

How does Sterling Associates protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Sterling Associates collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or provide contact information
  • Provide your employment or financial information
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • UniBank for Savings, Inc., UniPayDirect, Inc., UniBank Fiscal Advisory Services, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Sterling Associates does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Sterling Associates does not have any joint marketing partners.

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Address
49 Church St
Whitinsville, MA 01588
Phone
800-286-8073
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