The Sterling Difference
Sterling Associates has more than 30 years of experience in:
- New purchases
- Used purchases
- Refinancing
- Documentation
- Insurance
We can help you navigate through this process, work with your financial advisor, and swiftly arrange the closing. You can be out on your way to closing in as little as 48 hours!
Responsive, personalized service
We want a long-term relationship with every customer. Not only to help arrange financing for this purchase but for any purchase after that.
The best rates on the market
We work closely with respected lenders to get the best possible rate for each loan. And we maintain relationships with manufacturers across the country who often offer special financing deals to new buyers.
Years of experience
We have more than 30 years of financing experience. Nobody understands the business better than us. That means you can be assured of getting the best service, the best rates and the best financial product possible.
Interest rates shown are as of 2/15/2025.
Manufactured Home Loans - Fixed Rates Only
50% Down Payment
APR 6.50%*
Monthly Payment Example Per $1,000.00
Based on 120 Month Term* $11.35
Based on 300 Month Term* $6.75
30% Down Payment
APR 6.75%*
Monthly Payment Example Per $1,000.00
Based on 120 Month Term* $11.48
Based on 300 Month Term* $6.91
20% Down Payment
APR 6.85%*
Monthly Payment Example Per $1,000.00
Based on 120 Month Term* $11.53
Based on 300 Month Term* $6.97
15% Down Payment
APR 7.00%*
Monthly Payment Example Per $1,000.00
Based on 120 Month Term* $11.61
Based on 300 Month Term* $7.07
10% Down Payment (MA, RI, CT Only)
APR 7.25%*
Monthly Payment Example Per $1,000.00
Based on 120 Month Term* $11.74
Based on 300 Month Term* $7.23
*Annual Percentage Rate (APR) – is subject to change. The rate is fixed for the life of loan. Advertised annual percentage rate and terms are subject to change without notice. Minimum loan term 120 month with Maximum loan term 300 month. Your actual annual percentage rate may be different from the APR/ rates advertised and/or shown and will be based on the credit eligibility criteria, which may include factors such as credit score, down payment (overall loan to value), loan amount, loan term, and credit history. Minimum loan amount is $15,000.00. Other terms, including lending area (States), fees, and conditions may apply. Subject to credit approval. A security interest will be taken in your home. Homeowners insurance is required. Mortgage insurance may be required depending on loan guidelines and percentage of downpayment. Additional loan programs may be available. Payment examples does not include amounts for taxes and insurance premiums and are estimates only. Your payment obligation will be greater. Consult a tax advisor.
NMLS # 583135Calculate Your Loan
How to get started?
Call and speak to one of our financing experts 800-286-8073
Our staff of experts has more than 250 years of financing experience. We’re happy to answer any questions you may have, discuss tax questions, coordinate with your financial, tax or legal advisors, and help guide you through the process.
CALL NOWApply Online
We make it as easy as possible to apply for a new loan. We’ll tell you what documents you’ll need, and help you upload them securely to our office. Once the paperwork is done, we can get you a quote within 24 hours.
Apply NowContact your representative
Jeffrey Kosinski
- Assistant Sales & Credit Manager
- 774-276-5957
- jeffrey.kosinski@unibank.com
- 49 Church Street Whitinsville, MA 01588
- NMLS# 1690154
Sean Rogers
- Vice President
- 508-234-1550
- sean.rogers@unibank.com
- 49 Church Street Whitinsville, MA 01588
- NMLS# 688947
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