BOAT LOANS

Personal Service, Low Rates, Lending Experts
Rates as low as 3.80%
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The Sterling Difference

Sterling Associates has more than 30 years of experience in arranging financing for:

  • New boats
  • Used boats
  • Refinancing boat loans
  • Coast Guard documentation
  • Boat insurance

We can help you navigate through this process, work with your financial advisor, and swiftly arrange the closing. You can be out on the water in your new boat in as little as 48 hours!

Responsive, personalized service

We want a long-term relationship with every customer. Not only to help arrange financing for this boat, but for the one after that and the one after that.

The best rates on the market

We work closely with more than 17 respected marine lenders to get the best possible rate for each boat loan. And we maintain relationships with manufacturers across the country who often offer special financing deals to new boat buyers.

Years of experience

We specialize in boat financing, and have for more than 30 years. Nobody understands the market better than us. That means you can be assured of getting the best service, the best rates and the best financial product possible.

Special Rate Boat Loans

From $100,000
3.80%
Rates as low as
From $100,000
3.99%
Rates as low as

*APR subject to change over loan term

*Rate is based on an evaluation of applicant credit. Rate is also based on the selected term, down payment (overall loan to value), year of vessel, and payment method. Values are determined from either MSRP or Factory Invoice for new boats and BUC/NADA book values or Survey values for used vessels. Your rate and total amount financed may vary from the stated rate and maximum financing.

Fixed Rate Boat Loans

$100,000 plus
3.99%
20 years max.
$50,000-$99,999
4.75%
15 years max.
$25,000-$49,000
5.25%
15 years max.
$15,000-$24,000
5.99%
12 years max.

Calculate Your Loan

How to get started?

Call and speak to one of our financing experts
800-286-8073

Our staff of experts has more than 250 years of financing experience. We’re happy to answer any questions you may have, discuss tax questions, coordinate with your financial, tax or legal advisors, and help guide you through the process.

Apply Online

We make it as easy as possible to apply for a new loan. We’ll tell you what documents you’ll need, and help you upload them securely to our office. Once the paperwork is done, we can get you a quote within 24 hours.

Apply Now

Find a local representative, coast to coast

In addition to our own staff of experts, Sterling has offices and financing experts across the country.

Find Now

FAQ

You have questions, we have answers.

Paying Cash is Paying Too Much

Internal Revenue Code (IRC) section 163 (h)(2) states that a taxpayer may deduct any qualified interest on a qualified [...] Read More

Tax Deductibility of Interest on Boat Loans

Boat buyers have many choices when it comes to paying for their purchase, but do they always make the [...] Read More

Benefits of Financing your Boat

More Boat, Less Monthly Boat buyers have many choices when it comes to paying for their purchase. Here are [...] Read More

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Address
49 Church St
Whitinsville, MA 01588
Phone
800-286-8073
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